One consent. All banks. Under 5 minutes. Mortify leverages HKMA’s IADS framework to eliminate paperwork from mortgage applications — forever.
We’re building the future of mortgage applications in Hong Kong. Here’s what’s on the way.
One consent grants secure access to verified financial data across all 28 participating banks via HKMA’s Commercial Data Interchange.
ML-powered transaction categorization in English and Chinese. Auto-calculates income, DSR, liquid assets, and HKMA LTV tier.
Broadcast pre-verified applications to multiple banks simultaneously. Compare rates, cashback, and total costs side-by-side.
All financial data processed in-memory only. Fully PDPO-compliant with 90-day consent windows and full audit trails.
Bank-verified data replaces payslips, statements, and tax returns. Zero documents, zero manual uploads, zero delays.
Automated anomaly detection flags circular transfers, income inconsistencies, and suspicious patterns before underwriting.
15 seconds on how we turn your consent into mortgage clarity — get the real best offer with one click. Powered by the HKMA IADS framework.
Mortify is 1st runner up for IADS Hackathon 2026
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Mortify is coming soon to Hong Kong. Stay tuned for updates.